Every tool here started as a moment in an episode. Plug in your real figures — nothing is stored or sent anywhere, it all runs right here in your browser.
From the Episode 1 homework: add up everything it costs you to exist where you live.
Doesn't include savings or debt paydown — this is just what it costs to exist.
From the Episode 1 rate-hike beat: same house, same bricks — what changes is the price of money.
30-year fixed, principal & interest only — taxes and insurance aren't included, so a real payment runs higher.
Costs don't jump, they creep. Compare two bills — same account, a year apart — and see it in one number.
Works for any recurring bill — electric, insurance, rent, streaming. Screenshot it and send it to us.
The silver lining of higher rates: it's a good time to be a saver. See what parking cash in a high-yield account actually earns.
Assumes monthly compounding and a deposit at the end of each month. A real rate moves — check today's before you decide.
If you're paying below market to live with family, this is the size of that gift — and what it could become if you saved it instead of spending it.
It's real money either way — the only question is whether it's spent or saved.